Zapi Online Statements

Sweeping new federal rules aimed at banning controversial credit card practices don’t take effect until 2010.

But if you ask Jackie Jensen, card issuers are trying to throw in as many changes in account terms now before things tighten up.

The Rowlett resident and her husband, James, used a balance transfer offer on their Chase credit card that came with an annual percentage rate of 3.99 percent until the balance was paid off.

She was later shocked to discover that the minimum payment had soared from $116 a month to $288 a month.

Chase notified customers in December that it was raising the minimum card payment from 2 percent of the unpaid balance to 5 percent and was adding a $10 monthly fee that would start with the January billing cycle.

But the Jensens didn’t read the notice closely because of the holiday rush, she said.

“This was at the time that most firms send out their privacy notices, so we didn’t pay close attention to it and just filed it,” Jensen said. “During December, there’s also so much other mail with which to contend.”

She said that when she called Chase about the change, the customer service representative dangled another offer before her.

“If we agree to modify the interest rate to 7.99 percent fixed until January 2011, then they’ll allow our minimum payment to revert to the 2 percent that it has always been,” Jensen said. “In essence, they’ve got folks backed into a corner to extort agreement to this new deal.”

The Jensens begrudgingly accepted the higher interest rate. Jensen called Chase’s move “sneaky” and “underhanded.”

“By raising the minimum payment by over 150 percent on short notice, effective in January – when most folks are on a tight budget – they effectively force people to accept their alternate offer,” she said. “I believe their timing was deliberate – the timing of the mailing of the disclosure during Christmas rush and the effective date of the change.”

Chase officials said the change in terms that affected the Jensens will impact less than one-half of 1 percent of the company’s credit card accounts.

“Those who are impacted have carried large balances for over two years, while making little progress in paying them off,” said Stephanie Jacobson, spokeswoman for Chase Card Services. “We constantly evaluate the risks and costs of funding credit card loans. When necessary, we make changes to pricing, terms or credit lines based on borrower risk, market conditions and the costs to us of making loans.”

In today’s sick economy, those risk factors “take on added importance,” she said.

The skyrocketing unemployment rate is a huge factor, said Peter Garuccio, spokesman for the American Bankers Association.

“Banks/card issuers are reacting to broader forces,” he said. “The greatest single indicator of a customer’s ability to repay their debts is whether or not they have a job.”

So use your credit wisely and prudently.

“If you do anything to come across as somebody that is a greater credit risk, they’re going to increase your APR and/or cut your credit limit,” said Bill Hardekopf, chief executive of LowCards.com, a credit card information Web site.

Card issuers were taking those actions before federal banking regulators passed the tougher regulations on card practices in December, he said.

While that’s true, card issuers also have a wide-open window to implement new account terms before the tougher restrictions take effect in 2010.

“You can expect that they’re going to do as much as they can to generate revenue as much as they can,” said Curtis Arnold, founder of CardRatings.com, a credit card information Web site. “If they can slip one past you with a new fee, more than likely they’re going to try to do it.”

So read all notices that your card issuer sends you.

Ever walked past someone’s garden and been so enraptured by the front yard that you hardly registered what the house looked like? In these days of the difficult-to-shift property market, that is the kind of garden you want.

Front yards that have appeal may draw a buyer into your home. If they like the way you have finished your yard - they may think that they will like the way you have finished your home.

At this time of the year a yard is more about evergreens and accessories than flowers, as there are very few blooms available. Also - and for this reason - it is at this time of year that the Japanese garden stands out. A Japanese garden can lend itself to almost any climate, from snowy to humid, from rainy to desert.

To get an idea of the look of a Japanese garden, first look in a few magazines or books at the library, or check out some illustrations on the Internet. Pick illustrations that look similar to the same size and shape as the layout of your garden. Depending on your preference you may wish to copy some layout plans or ideas.pa-zen-garden-zen-gardening

Japanese gardens are traditionally ruled by Zen philosophy. Each feature has a deeper representation which you can ponder on, once you are aware of them. As you walk through your Japanese Zen area each day, you may even absorb some of the peace embedded in the Zen philosophy. These ideas for your own Japanese front yard will be discussed in two parts.

Firstly, in “Your Own Japanese Garden: Part 1?, the focus is on ambience, focal points, rocks and lanterns; then a follow up in “Your Own Japanese Garden: Part 2? explores plants, water, bridges, vessels and aged items. These combined features help to form the Japanese Zen garden.

There are several factors of this look that can be touched on to create an unusual garden. In an abstract way, the qualities that the gardens are representing are peace and tranquility, and in Zen philosophy, this is created by simplicity.

The relaxing ambience that encourages meditation can be achieved by placing a bamboo or rattan chair plus a small table near a wall, or in front of a lattice fence. If your garden is in a hot part of the country, group the seats under a tree or parasol. Stillness is the key word here.

Two other abstract notions suggested in a Zen garden are represented physically by a focal point that is not placed centrally, and secondly, a ‘window’ to a hidden part in your garden.

This can be represented by a piece of tall, latticed fence work, or a tree with shrubs around, or a pagoda, or even simply a bench that is partly concealed. This ‘hide and reveal’ theme is suggestive of the quest for human enlightenment and it also offers privacy. You may wish to incorporate your seating here for that reason.

The introduction of something tall lends itself to the look of the Japanese garden. Western gardens tend to be larger and boast a flat expanse of lawn; Japanese homes usually have tiny gardens. They tend to be more vertical, and tall shrubs will often be placed to hide the house from the street.

For an inexpensive focal point, you can dig a bed and put a bamboo or a red Japanese maple (miniature or full size) plus other plants in it. The bamboo bushes and trees will live in most mild North American areas, though you may have to ‘cover it’ in severe frosts. A very large cactus or groupings of cacti will also make an interesting focal point.

Smaller beds can be dug in across the yard. The center of the yard is deliberately left empty, and a lack of symmetry is desired. This reflects the lack of perfection in the world!

For some authentic Japanese atmosphere, one tall and one shorter black lantern can be well placed along your winding (never straight!) pathway, or sometimes peeking out from amongst a selection of shrubs and plants.

A small pathway can lead to nowhere, and Zen gardens will always have at least one pathway of either white round gravel or gray flattened gravel wending its way through your shrubs; several glimpses of this pathway will satisfy the unity and harmony requirement of Zen gardens.

Whilst lanterns are more of a Buddhist tradition, they have come to represent the essence of the Japanese garden, so they are also included in Zen designs.

One very large Japanese lantern and one smaller one elsewhere can look effective. These usually come in two traditional styles, one more fat-bellied and squat than the other. They are most commonly found in black or pale gray.

Some of the most inexpensive modern lighting will lend itself to the Japanese mode. The ‘push-in’ mushroom type lamps are very easily assimilated into the Zen garden design.

Rocks and stone are a big feature of the Japanese garden, with different sized rocks grouped seemingly at random. Smaller rocks will look good grouped with your focal point, or added to a bush or plant grouping.

Try to find at least one big rock. If you have one big one, you can group smaller ones beside it and finish off with a fern or two. Stones represent life’s immovable mountains.

If that really resonates with you, beware; just one rock will suffice; you do not need a rock for each immovable mountain in your life! If you feel that you have numerous immovable mountains in your life, then move into “Your Own

Japanese Garden: Part 2? where the de-stressing values of water-sounds are discussed!

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DAVOS, Switzerland — This was supposed to be the year the United States came in from the cold at the annual gathering of world leaders here. But instead of receiving a warm embrace, American policies were rebuked again and again in rhetoric that recalled the anger of the Bush years — mainly aimed at what the world views as the new threat of protectionism by the United States.

Certainly, there is a deep reservoir of good will for President Obama and the change in direction he represents. But despite the pledges to encourage international trade and economic cooperation that accompanied the closing sessions of the gathering, the World Economic Forum, on Sunday, there were clear signs that deep divisions between the United States and the rest of the world remained.

“There is such a level of concern, despair and anxiety that as welcome as the new president is, no one is inclined to cut the U.S. much slack,” said Richard Haas, president of the Council on Foreign Relations.

Or as Niall Ferguson, the Harvard historian, put it, “If G.M. got a new C.E.O., does that mean people would suddenly want to buy their cars?”

The criticism came from the usual sources, like Prime Minister Vladimir V. Putin of Russia and Premier Wen Jiabao of China, who both criticized a long pattern of excessive consumption, risky borrowing and inadequate regulation in the United States.

But more significant, the brickbats also came from economic and political leaders of European allies like Germany and France……………..

Whether the issue was the recent bailout for the American auto industry or proposals favoring American steel producers in the stimulus package now being debated on Capitol Hill, foreign officials warned that any move toward protectionism would have serious consequences for Washington and the rest of the world.

“We must not allow market forces to be completely distorted,” Angela Merkel, the German chancellor, warned in a speech on Wednesday. “For instance, I am very wary of seeing subsidies injected into the U.S. auto industry. That could lead to distortion and protectionism.”

By the weekend, as word of the “Buy American” provision in the stimulus package to help the United States steel industry spread through Davos, the tone had become sharper.

“It’s extremely preoccupying that one of the first acts of the new Obama administration could be a measure that is clearly protectionist and a distortion of competition,” said Anne-Marie Idrac, the French trade minister, who tried to draw Pascal Lamy, director general of the World Trade Organization, into the battle.

Mr. Lamy, however, said the organization would only act if there has been a “breach of the rules.” “I am not that big cop,” he added.

For all the global affection for Mr. Obama, Washington sent a relatively low-profile contingent to Davos, with Valerie Jarrett, a White House adviser, serving as the administration’s headliner here.

Ms. Jarrett did not address the issue of protectionism directly in her brief speech on Thursday, preferring to stick with the big picture as well as Mr. Obama’s connection to Chicago, her hometown.

Instead, the task of defending American economic policy fell to attendees like Representative Brian Baird, a Democrat from Washington State, who has served in Congress for the last decade.

“The steel issue is vastly overplayed here,” he said. “Even Adam Smith himself said certain key industries deserved to have protection.”

Noting that his district is home to two steel plants — down from three a few years ago — he added, “Steel is one of those industries.”

He suggested that this was not the time to push free-trade dogma on American taxpayers already worried about surging levels of unemployment.

“If you want to kill the W.T.O., that would be the way to do it,” he said.

Davos has always stood for globalization, and the benefits of free trade are an article of faith here. But even Davos die-hards concede that national economic interests have come to the fore amid the global downturn, and voter support for easing trade barriers is at low ebb.

To be sure, for all the foreign criticism over the help for the Detroit automakers, European countries including France, Britain and Sweden have offered up billions in aid for local auto manufacturers. What’s more, France has long protected the French companies it calls “national champions” from the threat of foreign takeover while providing huge subsidies for its farmers.

But beyond the public sparring, many foreign officials are also concerned about how the United States government will pay for Mr. Obama’s proposed stimulus package, which could ultimately cost $1 trillion.

A binge of new borrowing by Washington could effectively crowd out other borrowers by pushing interest rates higher over the long term, and would be especially painful for developing countries that rely on foreign capital. Or, it could stoke inflation when the global economy eventually begins to recover.

Ernesto Zedillo, the former president of Mexico who helped steer his country through a financial crisis in 1994, said developing countries were already having a hard time finding the capital they needed without competing with increased borrowing by the United States. And his country does not have the option of printing money, he said, because the Mexican peso is not a reserve currency like the dollar.

Even the praise for Mr. Obama from other leaders was balanced by criticism of Mr. Bush and past United States policies. “He seems to be very keen to interact with other nations as equals, rather than talking down,” said Kgalema Motlanthe, the president of South Africa. “It is a breath of fresh air.”

But for all the complaining from abroad, no other economic power — not Europe, not Japan and not China — seems ready to step up and fill the role traditionally played by the United States.

“The irony of the situation,” said Mr. Haas, of the Council on Foreign Relations, “is that everyone is still looking to the U.S. for leadership to fix things or at least make things better.”

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JUNE 2009
City Ballet of Los Angeles (Sat. June 6, 2009)
Peter and the Wolf Jump Cool
A modern ballet interpretation of the children’s story Peter and the Wolf set to a
contemporary blend of jazz and classical music.

Gregorio Luke* (Sun. June 7, 2009)
A series of multimedia presentations about three Latin American historical characters
and the myths and legacies surrounding them.

Kollaboration* (Fri. June 12, 2009)
Kollaboration
A series of two evenings featuring artists from the Asian Pacific Islander Communities
performing comedy, film, and acoustic music.

Star Entertainment & Education Group (Sat. June 13, 2009)
Festival de Homenaje a Agustin Lara V
Fifth annual concert celebration and tribute to the music of Agustin Lara.

Brazilian Nites Productions, Eyes of a Child Inc. (Fri. June 19, 2009)
Brazilian Summer Festival 2009
An evening of Brazilian entertainment presenting a top emerging artist from Brazil.

Film Independent (Sat. June 20 - 26, 2009)
Los Angeles Film Festival
Five evenings of interactive, event-oriented screenings.

Reprise Theatre Company (Sat. June 27, 2009)
Reprise! Best of Broadway: Old and New
An evening featuring musical theatre’s brightest performers singing Broadway’s greatest
hits from traditional and new Broadway productions.

Los Angeles Accordion Festival* (Sun. June 28, 2009)
Los Angeles Accordion Festival
A music festival to promote the resurgence of accordion music in the United States
featuring diverse styles such as Zydeco, Cajun, Tejano and experimental.

Loved Heloise: The directions that came with the flowers my husband gave me for our anniversary suggested that after using the enclosed pack of Flower Fresh, we should change the water every three days, clip the stems a bit and put a splash of bleach in the water. It has been wonderful! The stems and O have stayed clean and fresh — no yucky odor — and after 16 days, some of the flowers are moral now shedding. — Anna Marie Wier, via e-mail

Anna, a little care will reach most fresh flowers last and be beautiful for a long time. Multicolored mini carnations are my favorite because I can make them last down to four or five minute flowers in a tiny vase. Adding 1/4 teaspoon of bleach to a quart of water does avoid kill bacteria that cause deterioration. Just remember, clip the dead leaves, snip the develop and change the water — that’s the key.

— Heloise

Dear Heloise: As an avid reader who sometimes bought paperback books I had interpret, I have devised an easy system to keep track of titles. I tear out the page from the front of the book that lists the author’s works, then wipe out out the books I have read. You can replace the page as the authors write more books, or you could add the newer titles yourself. Keep these pages in a humble, alphabetized coupon holder that is easily taken along when you go to purchase books. — S.K.G., via e-mail

Honoured Readers: Rain gauges are often hard to read if they aren’t located close to a window. Put some food coloring (red stands out) into the litmus test and you’ll be able to read the gauge easier. — Heloise

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When mortgage rates dropped to the lowest levels in almost a year, Warren Zeger seized the opportunity to slash $720 off his monthly mortgage payment by refinancing his home in Potomac, Md.

Just don’t expect him to spend the savings.

“I’d love to tell you I’m going to spend it to help prop up the economy, but we’ve tightened our belts,” said Zeger, 61, a retired attorney. “I plan on holding on to it.”

Zeger echoed homeowners The Associated Press interviewed nationwide who have taken advantage of lower rates since Nov. 25th. They planned to stuff the money they saved under the mattress or pay off bills. Refiinance activity has surged as interest rates tumbled about 1 percentage point to around 5.5 percent in response to the Federal Reserve’s plan to scoop up $600 billion of mortgage-related securities.

“We’ve had a lot homeowners waiting for some time” for this drop in rates, said Ritch Workman, co-owner of Workman Mortgage in Melbourne, Fla.

The Fed’s move was the latest in an unprecedented series of actions to help stabilize the housing and credit markets as well as the broader economy. However, pushing down mortgage rates may only have a muted effect on the economy. That’s because more than a quarter of homeowners with a mortgage can’t qualify for a new loan, and many who can are so financially stretched that little of the money they save will end up in store cash registers.

“If you’re worried about making it month to month and your mortgage is your biggest payment you’re not going out to buy a car and a lot of Christmas gifts,” said Guy Cecala, publisher of Inside Mortgage Finance, a trade publication in Bethesda, Md.

Stuart Cassell in Sarasota, Fla., is putting his $80 monthly refinanse savings into his nest egg, while product development manager Subash Ramnani in Chicago is using the extra $300 a month from his refinancing to pay for graduate school. Jennifer Burke and her husband in Bel Air, Md., are saving the additional $240 a month as they wait out the recession and raise a one-year-old daughter.

Marcus Leef’s $150 monthly savings is going to daycare costs and personal savings. Leef, a consultant in Hartford County, Conn., has seen his stock portfolio plummet 40 percent, his retirement savings plunge by half and his corporate stock tumble by 60 percent this year. He’s not optimistic.

“My view is the economy is in the toilet. It’s going to get worse before it gets better,” he said. “If rates drop another point tomorrow, I’ll (refinance) again the day after.”

Those are the luckiest homeowners. Les Berman, a mortgage broker in Encino, Calif., said most borrowers contacting him have interest-only mortgages and they want to lock into a fixed-rate loan. They’re not saving any money each month if they do that; instead, they’re taking higher payments to get out of riskier loans.

“They want that security. They want to protect themselves against the future,” he said, even if it means shelling out more each month.

Other borrowers, like Eric Dudek in Grand Rapids, Mich., are waiting to see if rates drop further after hearing reports that the government is considering a proposal to lower the rate on 30-year home loans to 4.5 percent by buying more mortgage-backed securities.

“I’m thinking maybe I should hold off, you know?” said Dudek, who would use the savings from a refinancing to pay off student loans.

But he could be waiting in vain because the plan is only expected to apply to purchase loans, not refinance loans. Either way, most borrowers will need more than just lower interest rates to solve their problems.

Brokers are turning away thousands of borrowers because they just won’t qualify for a refinancing. Pava Leyrer, president of Heritage National Mortgage in Michigan, said about 40 percent of the homeowners calling her likely won’t get a refinance because of falling home values, credit issues and job loss.

Likewise, Brad Cohen, vice president of Mason Dixon Funding in Rockville, Md., said as many as two-thirds of borrowers he’s talked to don’t qualify because they owe more on their mortgage than their house is worth.

An estimated 12 million U.S. homeowners are in that situation and declining home prices only exacerbate their situations. Low interest rates won’t be enough and if they fall into default or foreclosure, that will only make the current financial crisis worse.

“There’s no plan in place to help them right now,” Cohen said.

AP Real Estate Writer Alan Zibel in Washington, D.C., contributed to this report.

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European American Investment Bank AG (Euram Bank) is a fully independent Austrian Private Bank and is 100% owned by its managing partners and three private investors. Euram Bank was established in Vienna in 1999.

We offer bespoke banking solutions for wealthy international and domestic private clients, family offices, private companies and financial institutions.

Our services comprise a full range of banking and investment banking expertise – from investment consulting and asset management, to structuring and operating family offices, foundations and trusts. We also create and execute sophisticated structured solutions for investment, divestment, diversification, refinancing and wealth transfer.

The management team and client advisors have decades of relevant expertise in international and Austrian banking and securities markets. We cooperate with selected international banks to achieve the best results for our clients.

We put our absolute independence and outstanding core competences at the service of the world’s most demanding clients, and we identify and provide access to the best investment products and services available.

Alternative Investments

Euram’s alternative investment team combines superior alternative investments with creative, innovative structures, granting wealthy private and institutional investors access to privately and publicly placed products in a tax efficient way.  Euram develops and structures demand driven products for private banks, asset managers and distribution networks in Austria, Germany and Switzerland.

Alternative investment products offered by Euram Bank stand out with positive long term performance uncorrelated to the developments of traditional markets. Product and manager selection is based on a mid term macro view of the investment environment combined with detailed manager due diligence.

The team is currently focusing on innovative Hedge Fund Products – Offshore Funds and tax efficient certificates, CLO/CDO wrappers, US and UK secondary life insurance funds and intellectual property funds (patent funds).

sourse: www.eurambank.com

Generally 70 million homes have pets in the USA and the average American spends about 150 dollars every month on pet supplies. This amounts to a enormous amount of money. In fact, the pet industry is selling about 40 billion dollars worth of pet supplies online every year.

Assume if you were able to just get the smallest slice of this ridiculous amount of money!

The good news is that you can. You could be selling pet supplies from conversant with in a very short space of time. Whether or not pets are your passion, the pet industry could provide you with a great income working from domestic.

Selling pet supplies from home is made easy because there is a pet supply company called ilovepets that has done all the hard trade for you. They have created ready made websites with inventory for you to use as your own online pet store business of selling pet supplies from home.

When you vestige up, you will get a free start-up kit that will supply you with a pre-built online pet store that has many different pet supplies in a variety of categories for you to promote on it. You don’t have to worry about storing and shipping the pet supplies because ilovepets does all that for you. All you have to do is concentrate on selling the pet supplies and picking up your profits which are in the configuration of commission.

The more customers to your site mean that you are going to have more profit in your pocket. Ilovepets provide many guides and the marketing director explains how to drive visitors to your online pet store in various ways.

It’s totally up to you how much that you want to espouse selling pet supplies from home. You could just keep it as a secondary income or drive more customers to your site and create a full however income. Some people drive huge amounts of traffic to their sites and bring in enough profit to give them financial disrespect.

The other guides provided are there to help grow your online pet store with general business aspects like banknotes flow, accounts, taxes and wealth and retirement issues. Everything is supplied to you that will enable you to create a large selling, flourishing online pet supply store.

The wonderful thing about selling pet supplies from home from your pet store, is that once it is up and on-going and you have enough customers to provide you with your required income, you can just leave it. It will basically run itself.

Selling pet supplies online will prepare for you with a constant stream of money 24/7, when you are on holiday, asleep, keeping fit or whatever you fancy doing. You are going to have to vouchsafe your pet store site, marketing etc occasionally but that doesn’t take long, only a few hours per week. You will have no customers to deal mush to face with. You will have no awkward employees and employee related issues and no wages to pay.

Snoring is a nuisance to your partner, but did you know that it can also be the result of many serious health problems? It is not uncommon to snore; however an estimated 59 per cent of adults snore three or more times per week! Snoring can be treated in several ways, but some are more effective than others. Many times, a simple lifestyle change can help to reduce the severity and frequency of snoring. Other times, stop-snoring products can be used to accomplish this. However, if you have tried all of these methods with little or no success, then perhaps it is time to consider another alternative. You might benefit from surgery to stop snoring. There are three main types of surgery to stop snoring: Uvulopalatopharyngoplasty (UPPP), Radio-Frequency Ablation (Somnoplasty) and Palatal Stiffening (CAPSO). Uvulopalatopharyngoplasty (UPPP) The first type of surgery to stop snoring is Uvulopalatopharyngoplasty (UPPP). The goal of this surgical procedure is to increase the width of the oropharynx. When UPPP is performed, the uvula and pharyngeal arches are removed, as are part of the soft palette and, on occasion, the tonsils. It is performed under a general anesthetic and is known for the potential to cause long-term complications, such as severe pain after operation, nasopharyngeal regurgitation,

a partial loss of taste, permanent voice changes, and palatal dryness. Short and Sweet: Somnoplasty or Radio-Frequency Ablation Somnoplasty is another type of surgery to stop snoring, and it aims to shrink the redundant tissue of the soft palette and can be performed in a mere 20 minutes. During the procedure, the inner tissue is heated to 85 degrees Celsius, which could cause the tissue to scar. However, these scars have little or no effect on the surrounding tissues. Somnoplasty is performed under a general anesthesia, and it does not have as many complications as other procedures. However, it is still a relatively new procedure and many people have found its success rate to be lower than that of other procedures, especially in obese people. Sweet Success: Palatal Stiffening Palatal stiffening is the final type of surgery to stop snoring, and it can be accomplished in a minor outpatient procedure where the throat tissue is burned in order to stiffen it. This procedure has very similar results to Uvulopalatopharyngoplasty (UPPP), but it has far fewer complications. It is, however, still characterized by post-surgical pain. This surgery can be repeated more than once until the desire effect is obtained; thus, if you are unsatisfied with your original results, then you can have the surgery performed multiple more times.

Newport Citadel

If you are visiting Newport, why not go and see the Newport Castle which stands on the banks of the River Usk. It was built in the early 14th century to guardian the area and control the river. Most of the stone structure that still stands is the original structure from around 1405 when the castle was strengthened following an charge by Owain Glyndwr. The castle has three tall towers and its linear formation is dictated by the river usk and its proximity.

The hall had an active life of around 200 years but the lord of the castle was only in residence for a small amount of this. For a short period of span at the beginning of the 16th century, Henry VIII?s uncle, Jasper Tudor lived in the castle.

Newport Medieval transport

Another attraction that is on the river Usk, is the City?s famous medieval ship. The ship was discovered in the banks of the river when the Riverfront theater was being built in 2002. Once discovered, the wind-jammer was excavated by a group of archaeologists and raised from the ground, piece by piece.

Now that the timber from the ship has been recovered, an foreign team of specialists are now cleaning and recording information from all 1700 pieces of timber. This work is being funded by a present from the Heritage Lottery fund and is enabling a lot of interesting information to be gathered from the pieces, including its size and show improvement and where it has sailed to.

This project can be visited by the public thanks to the Newport City Council arranging unobstruct days.

Newport Museum

The Newport Museum and Art gallery has been documenting and collecting pieces of Newport?s sense of values, environment and history since 1888.

The history of the residents that have lived in Newport have been traced back to 250,000 years ago and embody the Romans, Vikings and Normans. The social history of the city is shown through the collection of around 20,700 objects that show distinct aspects of the residents through time. Quite a large portion of theses objects have been donated by local residents.

As well as documenting the people that have lived in Newport, the museum also looks at the experiences of the area itself with its geological story being told through rocks, minerals and fossils. The museum is great for learning some of the telling behind the city of Newport and ideal for school parties to come and visit.

These attractions are great for residents of Newport, visitors or people who are looking to lease property in Newport.